Viva Mortgages Spain exists for one reason: to make Spanish property finance clear, fair, and achievable for buyers who live somewhere else.

Who we are
Buying property abroad shouldn't feel overwhelming. We arrange Spanish mortgages for non-residents every day: the right lenders, the paperwork, and honest answers in your language.
Based in Palma de Mallorca and working with buyers from 10+ countries, we combine deep local knowledge of Spanish lending with the service standards international clients expect.
Registered mortgage credit intermediary, supervised by the Banco de España under registration Nº E784.
Your dream. Our mission.
We know Spanish lending inside out, and we work the way international buyers expect. That's the whole idea.
Let's Make It Happen →Honest advice, every step of the way.
Access to 15+ Spanish lenders, not just one.
We treat your goals like our own.
Why buyers choose us
We do one thing: Spanish mortgages for non-resident buyers. We know the lenders, we know the process, and we shape it around you.
How it works →Let's talk
Book a free consultation, or see where we work across Spain.