Local insight. International standards.

Viva Mortgages Spain exists for one reason: to make Spanish property finance clear, fair, and achievable for buyers who live somewhere else.

Sunlit white Mediterranean staircase with arch shadows
A Viva Mortgages Spain advisor reviewing paperwork on a call, overlooking a Mediterranean coastal town

Who we are

A brokerage built for non-residents.

Buying property abroad shouldn't feel overwhelming. We arrange Spanish mortgages for non-residents every day: the right lenders, the paperwork, and honest answers in your language.

Based in Palma de Mallorca and working with buyers from 10+ countries, we combine deep local knowledge of Spanish lending with the service standards international clients expect.

15+
Lender partners
10+
Countries served
100%
Independent advice

Registered mortgage credit intermediary, supervised by the Banco de España under registration Nº E784.

White arched doorway opening onto the Mediterranean

Your dream. Our mission.

A better way to get your mortgage in Spain.

We know Spanish lending inside out, and we work the way international buyers expect. That's the whole idea.

Let's Make It Happen
01

Clarity

Honest advice, every step of the way.

02

Choice

Access to 15+ Spanish lenders, not just one.

03

Care

We treat your goals like our own.

Why buyers choose us

Expert guidance. Global reach. Local insight.

We do one thing: Spanish mortgages for non-resident buyers. We know the lenders, we know the process, and we shape it around you.

How it works

Let's talk

Your Spanish property plans, in good hands.

Book a free consultation, or see where we work across Spain.

Book a Consultation Areas We Cover
Olive groves in southern Spain at golden hour